Less than 15% of Indian population is covered through health insurance
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In 2014 in India around 30 lack claims were paid by Insurance companies, average amount paid for each claim was 34000 Rs
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A number of Health Insurance claims filed for Males had diagnosis type Pregnancy and Perinatal period services
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Out of total 60,000 grievances reported in India in 2015-16 approx. 70% were from private Insurance companies
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Health insurance is a contract where an individual or group buys health cover by paying a fee called "premium".Health insurance is an insurance which covers your hospital bills and expenses.
There is a popular saying about health insurance: "Buy health insurance when you don't want it, because you may not get it when you want it."
Health insurance provides coverage for expenses incurred for hospitalization whether planned or an emergency. With medical inflation at approx.15% failing to hold adequate amount of health insurance cover can prove to be a major personal financial disaster. This could lead to either poor health care because of non-affordability or spiral an individual into financial distress due to high medical bills.