Family Floater plan In Health insurance

By Admin in Health Insurance in India

Nov 6

Every Breadwinner in a family is concerned about protecting the health of their loved ones. Instead of taking individual plans on each family member, he can purchase family floater plan which covers his entire family.
Every general and health insurers are offering competitive family floater plans to choose with.
Benefits of Family floater Plan:
Sum Insured: the sum insured of the policy is spread to all the family members covered under the policy.
Coverage: it covers entire family under a single policy. It is easy for the person to choose and fix his sum insured for whole family instead of selecting plans individually for each family member.
Claim: the policy holder can define the limits of sum insured in total sum insured under the policy and can fully utilize the sum insured under the policy.
Tax Benefits: the policy provides the same benefits of deduction of upto Rs. 55,000 under Sec.80D of the Income tax Act, 1961.
Some health insurance companies offer coverage to parents and in laws also.
It is easy add and edit the family benefits under the policy.

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